Lawyers' Mutual has been in business since 1978 -- longer than any other California company continuously providing malpractice coverage to California lawyers. Since its inception, the Company has insured over 30,000 lawyers, and handled over 15,000 claims. In addition, LMIC has provided coverage to more than 50 bar associations and lawyer referral services throughout the state.


Lawyers' Mutual is unparalleled among insurance companies in providing a broad program of claims prevention education for its policyholders. Over the years, LMIC has worked to refine and expand education benefits for its members as part of its ongoing commitment to reducing the incidents of malpractice claims among all California lawyers. LMIC is a California State Bar approved provider.

All members receive bulletins, e-newsletters and online audio/video seminars free of charge.  In addition, Lawyers' Mutual offers over eighty hours of State Bar-approved MCLE instruction exclusively to its membership at a savings of hundreds of dollars over commercially-available courses. Lawyers' Mutual is a State Bar of California MCLE approved provider.


The Company's financial strength is unquestionable. Lawyers' Mutual's assets are invested conservatively and prudently, and its reinsurance is of the highest quality. The Company is financially solid and rated "A", "Excellent" by A.M. Best. In addition, LMIC has declared a dividend for 21 consecutive years.

The Company has established substantial reserves for the payment of claims, and has a sufficient policyholder surplus for the long-term protection of its policyholders. LMIC is a licensed, "admitted carrier", regulated by the California Department of Insurance.


From the outset, Lawyers' Mutual has set standards for stability, service and performance by which other malpractice insurance providers in California must be measured.

In 1991, the California Commissioner of Insurance named Lawyers' Mutual to a position on the 9-member California Insurance Guarantee Association (CIGA). CIGA is the agency responsible for claims payment in the event of failure of an admitted carrier. LMIC is the first Professional Liability carrier to serve on the Board.

An appointment to CIGA is an important acknowledgement of the position of responsible leadership the Company has achieved within the industry.


Legal Professional Liability insurance is the only type of coverage offered. The officers and employees of Lawyers' Mutual are always accessible to discuss its members' coverage or claims.

If you are interested in Professional Liability insurance, click here for a listing of Programs and policies offered, and see how Lawyers' Mutual can best offer protection for you, your firm and your clients.

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